teen DUI insurance

Reader’s Question:

What is the penalty for a minor driving without an insurance and got involved in an accident? Am I only required to carry an sr22?

Frank

Thank you for asking Frank.

Being involved in an accident while driving under the influence (DUI) and without insurance varies from state to state. The penalties for these type of violations may include fines, jail time, community service, vehicle impoundment, license and license registration suspension.

The penalties can be far more serious if you got involved in an accident and do not have insurance. You may have to comply with the state’s law of financial responsibility (SR22, SR22s, SR16) including having to pay for any injuries or damages out of your own pocket.

As a minor these types of violations may allow your state’s licensing department to delay your driver’s license application. In addition to that these violations will likely go on your driving record. Even being a minor without a license does not necessarily mean that your state has not started a driving history to record these offenses.

Goodluck!

MariCAR