SR22 Insurance For DUI Conviction
Reader’s Question:
Will you need SR22 insurance for a DUI conviction?
Sasha
Miami, FL
The one inescapable case where you need SR22 insurance is when you commit a DUI offense. Driving under the influence (DUI) in Florida is classified under the driving while impaired (DWI) offense. This pertains to individuals found to have a blood alcohol concentration (BAC) of 0.08% or higher while operating a motor vehicle.
Since FL takes drunk driving very seriously, the laws governing this offense are quite strict. A first time offender will have to shoulder penalties ranging from $250 to $500. If the BAC is 0.20 or higher, or was driving with a minor in the vehicle, then penalties add up to almost $1,000. Community service of up to 50 hours will be ordered against the first time offender but however has the option to pay $10 for each hour. If drunk driving results in serious injuries or even death, then imprisonment of at least two years will be handed down by the court.
Your vehicle will also be sent to the state impound for ten days. And to top all of this, your driver’s license will be suspended for at least six months. You need sr22 insurance to have your license reinstated especially if you badly need to use your car to drive to and from work. To facilitate the license reinstatement, your insurer will file an SR22 form with the Department of Motor Vehicles (DMV).
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