Does Age Affect SR22 Auto Insurance Rates
Does Age Affect SR22 Auto Insurance Rates
Reader’s Question:
Does SR22 has anything to do with age?
Bill
Portland, ME
While the reasons that an SR22 financial responsibility form requirement differ from state to state, age is not one of the factor that usually has anything to do with the need for this form of financial responsibility.
Generally, an SR-22 is required when insurance is provided to a person who was in an accident or was convicted of a moving violation and was unable to show financial responsibility. Each state has different variations of this certificate and the associated insurance requirements.
An SR-22 is required in many states as part of the reinstatement process after suspension, revocation or cancellation of driver’s license. This can include suspension for being a habitual offender of traffic infraction, DUI conviction or because of being behind in child support payments.